HBKS Micro-Credit Services is a non-bank financial institution registered at the registrar of companies and licensed by bank of Tanzania to give out loans.

HBKS Micro-Credit Services is an institution which serves both the formal and informal sector but committed to serving the needs of the indigenous traders and small business enterprises that are not been catered for by the Traditional Banks.
Trading loans (buying and selling), Employee loans, Special purpose loan (Rent, fees etc), Stop gap loan, Contract loan and Business advisory services.

The opportunities in the Micro-Credit services industry is massive considering the number of informal, neglected and the small businesses start – ups that needs financial assistance. As a standard and well – positioned Micro-Credit service provider, we are ready to take dominate the market.

Individual Business Loans

Larger loan sizes and more flexible terms help entrepreneurs continue to grow their businesses and generate jobs.